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Medicaid Disability

last updated: May 2025

Medicaid Disability is a Medicaid aid category designed to serve individuals who are living with a disability. In general, to qualify for Medicaid under this category, individuals must meet three qualification criteria: income limits, resource limits, and the Social Security Administration’s definition of disability. As of June 1, 2014, Indiana will automatically enroll individuals that the Social Security Administration (SSA) determines eligible for Supplemental Security Income (SSI) into the Indiana Medicaid program and will accept all SSA determinations of disability. ​

Income Limits

Monthly income is used along with resources and disability determination to evaluate eligibility. Monthly income limits vary based on an individual’s circumstances. ​

Resource Limits

Individuals who qualify for Medicaid Disability may have a limited amount of resources. It is important to note that certain items (for example: the person’s home, one car that is used for medical reasons, and some retirement savings) are exempt from the determination of countable resources. The resource limits are: ​
Medicaid Disability
MED Works*
$2,000 for an unmarried person
$2,000 for an unmarried person
$3,000 for a married couple living together
$3,000 for a married couple living together
*MED Works members may hold approved accounts with additional assets 

Disability Criteria and Definition

The SSA has a strict definition of disability for children: 
  • The child must have a physical or mental condition(s) that very seriously limits his or her activities; 
  • and the condition(s) must have lasted, or be expected to last, at least 1 year or result in death. 

​The SSA
determines whether applicants meet their definition of disabled.
 

Programs for Medicaid Members with Disabilities

Hoosier Care Connect: 
Hoosier Care Connect is a system of coordinated care for eligible members who are blind, disabled, and/or over the age of 65 and who are not eligible for Medicare. Hoosier Care Connect participants have the option to participate in disease management programs that the Care Management Organizations (CMOs) provide for their chronic condition and receive additional services, such as preventative and pregnancy care, home and hospital care, vision and dental care, and transportation. 

Traditional
Medicaid:
 

Traditional Medicaid, sometimes called “Fee-for-Service” (FFS) or “Medicaid Disability”, is a healthcare program that offers medical care, such as: doctor visits, prescription drugs, dental and vision care, family planning, mental health care, surgeries, and hospitalizations to eligible individuals. Home and Community Based Services (HCBS) Waiver members are usually enrolled in Traditional Medicaid. 

​MED
Works:
 

MED Works is Indiana’s Medicaid program for working people with disabilities. To be eligible for M.E.D. Works, one must be aged 16-64 years, meet income and asset guidelines, have a disability, and be working. Eligible members may have to pay a monthly premium

How to Apply

Apply for Supplemental Security Income (SSI): Applications to the SSA for Supplemental Security Income (SSI) are treated as applications for Medicaid under 1634 status. Individuals that are found eligible for SSI will automatically receive Medicaid Disability. Note that SSA determinations may take longer than the 90 days required for Medicaid eligibility determinations.  More information can be found here: https://www.ssa.gov/apply  
​
Apply directly to Indiana Medicaid: All members may also apply to Indiana   Medicaid to ensure they receive a timely eligibility determination. Members that are    not eligible for SSI must apply to Indiana Medicaid to have their eligibility determined. Application for Medicaid is completed through the Division of Family Resources    (DFR).  Applications may be completed at the county office, by mail, or online. 
 
  • Apply in Person 
    • To find a county office close to where you live, click on the link below.  
    • The state’s website has a chart to assist in locating the office in your county. https://www.in.gov/fssa/dfr/ebt-hoosier-works-card/find-my-local-dfr-office/ 
  • Mail in Application 
    • You can complete a paper application to mail in. 
    • A printable application form can be found here: Print Application 
    • Request a blank application mailed to you here: Mail Application 
      • When the application form is complete, you must mail the application to the DFR office in your county. To find the mailing address in your county, clink here:https://www.in.gov/fssa/dfr/ebt-hoosier-works-card/find-my-local-dfr-office/ 
  • Apply Online 
    • If you have access to the internet on your computer, click the link below. Follow the directions to complete and submit the form. https://fssabenefits.in.gov/bp/#/ 
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Programs and systems change often. It is important to ensure that you are using the most current information. Please check https://www.inf2f.org/fact-sheets.html for the most recent edition.

This fact sheet was supported by the Health Resources and Services Administration (HRSA) of the U.S. Department of Health and Human Services (HHS) as part of an award totaling $96,750 with 89% percent financed with nongovernmental sources. The contents are those of INF2F and do not necessarily represent the official views of, nor an endorsement, by HRSA, HHS, or the U.S. Government. For more information, please visit HRSA.gov.
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