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Dental Care: Options to Access Dental Services

last updated: April 2025

Dental Care

Families without health insurance and those with health plans that do not cover dental care may be able to benefit from a wide variety of programs to ensure that they have access to the care they need. Before you investigate using any service that provides dental care, it is wise to check if you qualify for any public or private health coverage plans that would provide dental care. Other INF2F fact sheets address a variety of health care coverage options that may work for members of your family.

Medicaid

In accordance with federal law, all medically necessary dental services are provided for children under age 21 if they are enrolled in an Indiana Medicaid program. A list of dentists participating with the program can be found here: http://www.indianamedicaid.com/ihcp/ProviderServices/ProviderSearch.aspx.
​To learn more about Medicaid eligibility, please view our related fact sheets: https://www.inf2f.org/fact-sheets.html

Children’s Special Health Care Services (CSHCS)

This program pays for dental care visits for a qualifying participant. All other insurance must be utilized first, and the rules of primary insurance policies must be followed before CSHCS will consider payment. Please see our Fact Sheet on CSHCS for more information on how to apply for this program.

Private Insurance

Families who have private health insurance coverage through an employer sponsored plan or a plan purchased independently may have some dental coverage as a part of the plan benefit. Some employers offer separate dental coverage plans that employees can opt to purchase. All types of insurance plans come with materials that explain benefits, procedures for obtaining authorization of services, and addressing appeals and concerns. Families should read these materials and be aware of changes. Your employer, human resources department, and plan administrator are key sources for this type of information. Increasingly, employers are also sharing this type of information electronically. Families are encouraged to learn about what types of dental insurance might be available to them.

Reduced Fee and Free Services

A variety of clinics, programs, and organizations provide dental services to children and adults in Indiana who do not have dental coverage and cannot afford standard fees. Each program has different eligibility criteria. To find options near you consider the following resources:
 
·       Community Health Centers
​
Many community health centers provide dental services. For a list of community health centers, go to:  https://www.indianapca.org/about-chcs/

·       Bureau of Primary Health Care
The Bureau of Primary Health Care, a service of the Health Resources and Services Administration (HRSA), supports federally-funded community health centers across the country that provide free or reduced-cost health services, including dental care. To obtain a list of centers in your area, contact the HRSA Information Center toll-free at 1-888-ASK-HRSA (1-888-275-4772), or visit their website at: https://findahealthcenter.hrsa.gov/

·       Dental Schools
Dental schools can be a source of quality, reduced-cost dental treatment. The Indiana University School of Dentistry offers services for fees that are typically much less than private dentist practices.
 
Indiana University School of Dentistry
1121 W. Michigan Street
Indianapolis, IN 46202-5186
Ph: (317) 274-7433
 
University Pediatric Dentistry Associates
705 Riley Hospital Drive
Indianapolis, IN 46202-5109
Ph: (317) 944-3865
 
·       Indiana Donated Dental
Indiana Donated Dental is a statewide program that provides free or low-cost dental treatment to individuals who lack income to pay for dental care and who are disabled and/or medically fragile. An application for services can be found on the Indiana Donated Dental website at: https://indental.org/public-resources/low-cost-dental-care/donated-dental-services/ . For more information about this program, contact Indiana Donated Dental at 317-733-0585 or visit their Low-Cost Resources website at: https://indental.org/public-resources/low-cost-dental-care/
 
For more information on dental care or other related services, contact Indiana Family to Family at 1-844-323-4636 or email [email protected].

To speak to a certified navigator about Medicaid benefits or more information about dental care and/or referrals assistance:
MCH MOMS Helpline
TEL: 1-844-MCH-MOMS (1-844-624-6667) or [email protected]
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Programs and systems change often. It is important to ensure that you are using the most current information. Please check https://www.inf2f.org/fact-sheets.html for the most recent edition.

This fact sheet was supported by the Health Resources and Services Administration (HRSA) of the U.S. Department of Health and Human Services (HHS) as part of an award totaling $96,750 with 89% percent financed with nongovernmental sources. The contents are those of INF2F and do not necessarily represent the official views of, nor an endorsement, by HRSA, HHS, or the U.S. Government. For more information, please visit HRSA.gov.
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  • Fact Sheets
    • English
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    • Hakha Chin (Lai Holh In)
    • Burmese (မြန်မာဘာသာဖြင့်)
    • Haitian Creole (Kreyòl Ayisyen)
  • How We Help
    • Heart to Heart Conference/Conferencia
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